New year, new you, right? Well, maybe that’s up for debate. However, there is one thing that you DO get brand new with 2020: a full set of dental benefits. Each year, your dental insurance gives you benefits that resets after December 31st, whether you use them or not. Now that it’s 2020, you have a whole new set of benefits waiting to be used. Keep reading to learn some tips from your dentist in San Ramon on how you can save money and stay healthy in the new year.
But First, Remember Your Maximum
In order to take advantage of your benefits this year, let’s review how to fully utilize your maximum. This is the most your dental insurance is willing to pay for your dental care in one year. Billions of dollars in dental insurance benefits are wasted annually because people don’t even know that their maximum resets. Typically, around $1,000 to $1,250, the key is to use these benefits before the clock strikes midnight on December 31st. That way, you won’t be leaving any of the benefits you pay for every month on the table and gone with the year.
Schedule Your Routine Appointments
Primarily, an easy way you can start to use up your annual maximum is to schedule your twice a year dental checkups and cleanings. These appointments are typically covered by most insurance plans, making them an easy way to use up some of your hard-earned benefits. Dental insurance companies favor preventive dentistry because it minimizes the chances of more costly treatments down the road. That’s why these visits are also a great way to stay healthy, preventing more expensive and extensive procedures in the future.
Plan Your Year of Dentistry
It’s always a good idea to schedule your first appointment at the beginning of the year, and from there, you can plan out the dental services you may need in 2020. Your dentist can develop a personalized treatment plan that includes cost, and you can work with them to plan accordingly. That way, you can see if and when you’ll reach your maximum. If you need a lot of different dental treatments done, it may even be in your best interest to schedule them over the course of late 2020 into 2021 so you can access even more of your maximum. Either way, you’ll be making sure that you’re utilizing your benefits to the fullest.
Are you ready to have a happy and healthy 2020? Remember these tips to fill your pocketbook while keeping your smile in great shape!
Meet the Dentist
Dr. Rashpal Deol is an experienced dentist with a passion for making dental care easy and affordable for his patients. That’s why he wants you to know some pro tips on how to utilize your insurance benefits in 2020, and his office accepts various plans. For any questions, or to schedule an appointment, he can be reached through his website and by phone at (925) 735-6190.
